Harsh Pokharna is the co-founder & CEO of OKCredit, who recently shared his 10-year job journey through an Instagram post, find out more about him, his net worth and career below
Harsh is a well-known entrepreneur who has inspired many with his journey from being a student leader at IIT Kanpur to a startup founder.
Who is Harsh Pokharna, CEO and founder of OKCredit, biography, age, wife, education, net worth and Instagram
.@_harshpokharna, CEO of @_okcredit, reflects on his entrepreneurial journey—leaving @Flipkart, facing startup failures, and finally co-founding OkCredit. His key takeaway?
“Startups are a long-term game, not a get-rich-quick scheme. Play only if you truly want to solve a… pic.twitter.com/bVNitN1Xy8
— YourStory (@YourStoryCo) February 27, 2025
Pokharna recently went viral for sharing about the difficulties that come with starting a business and how he left his job at Flipkart to make money quickly.
Harsh Pokharna bio and age
Harsh Pokharna is the CEO of OKCredit since 2017, who was born and raised in India. There is currently no exact information available regarding his birth date. However, based on his educational timeline, he is estimated to be in his early 30s. Harsh gained recognition in the business world following his innovative approach in the field of digital finance. He is renowned for having exceptional leadership qualities and a passion for entrepreneurship. He is currently believed to be single and unmarried.
Education
Harsh Pokharna obtained a bachelor’s degree in mechanical engineering from Indian Institute of Technology (IIT) Kanpur. During his time there, he served as the Cultural Secretary and made significant contributions to various student initiatives. He also played a key role in reducing electricity and food waste on campus, earning him the IIT Kanpur Energy Championship Award. He also went on to establish the IIT Kanpur chapter of Students in Free Enterprise (SIFE) and became its president.
Profession and career
Following his graduation from IIT Kanpur, Harsh Pokharna worked at several reputed companies, including Intel Corporation, Flipkart, and Reliance Payment Solutions Ltd. He gained valuable insights into technology, business operations, and digital payments through these experiences.
Back in 2017, Harsh co-founded OKCredit alongside Gaurav Kunwar and Aditya Prasad. The pair founded the startup with the aim to simplify bookkeeping for small and medium-sized businesses (MSMEs) in India. The company provided its customers with a digital ledger app. Over the years, OKCredit has since grown significantly, attracting major investors.
Net Worth
Harsh Pokharna has refrained from publicly disclosing his exact net worth. However, several reports indicate that he owns assets that are worth crores.
OKCredit
OKCredit was founded in 2017 and has received significant funding from leading investors, including Lightspeed Venture Partners and Tiger Global. The company has so far raised a total of $83 million. However, earlier this year, in January 2025, the company reported an operating revenue of ₹14.3 crore with a net loss of ₹35 crore.
Harsh Pokharna has an Instagram account with the handle @_harshpokharna, where he has over 24.7K followers and 82 posts.